And so what we've really been setting up is to try to take the really big risks on and risks that the current insurance industry doesn't cover, to basically sort of bridge those gaps in a lot of the emergent risks.

No, it's not. It is not going to be us that ultimately is going to take all that risk. It's gonna be us that bootstraps it.

But you can certainly ask when you arrive at the hospital, at the ER desk with your throbbing headache, you can say, oh, what happens if I wait and I don't get care?

It's basically talking about how hospitals are, like, running their coding through AI tools and the AI is basically picking up more complicated conditions and then adding, like, secondary conditions to basically, basically maximize the number of things that they can bill the insurance for.

The experts tell me that you should always shop around, especially so this year, because there may be a cheaper plan than the one you're in.

I still feel like it's in the idea space and not so much the reality space. But I do feel like we're coming to a, a crux moment and I think that we needed like lawmakers realizing we need to do something about insurance.

And now you have so many people who can't afford insurance, who can't afford care even if they have insurance.