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Secteur · Semaine 44 de 2026

Finance et banque

Ce dont le secteur débat, où il va selon ceux qui en parlent, et ce que font ceux qui ont une longueur d’avance.

Marchés, argent et crypto
0,7 %
Où va l’économie
1,1 %
Personnes citées
40

Généré par IA Questions, positions et liens nommés par un modèle d’IA à partir des citations et chiffres de cette page. Chaque citation est vérifiée mot pour mot avec sa source ; les chiffres viennent uniquement des enquêtes affichées. Comment ces pages sont faites

Finance et banque

Médias

Finance et banque

Opinions

Les questions dont le domaine débat, et chaque camp dans les mots de ceux qui le défendent.

How much financial work should AI handle, and where should human control remain?

Automate the analysis

AI can handle analysis and routine work around advisors, while agents can prompt people to act.

So the role of AI at ARCA is not to replace the advisor, it is to replace all of the work around the advisor. So our clients don't really interface with AI directly.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

The analysis part is fully automated, but they're unable to actually execute any sort of money movement or liquidation automatically. We have a very deep integration with our custodian that actually gives us APIs to be able to do that.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

2 citations de plus avec Pro

Keep controls deterministic

Money movement and liquidation should not run automatically, and human review should remain for risky prompt changes.

The analysis part is fully automated, but they're unable to actually execute any sort of money movement or liquidation automatically. We have a very deep integration with our custodian that actually gives us APIs to be able to do that.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

Yeah, so all of our safety restrictions are fully deterministic and they take the decision making off the agent's hands.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

1 citation de plus avec Pro

Can AI investment and borrowing expand without creating unacceptable financing risk?

AI funding is vulnerable

AI borrowing competes for finite financing, and large investment needs could expose strain before the technology's financial story plays out.

They're a proxy for a certain part of the market at large. The financial aspect of this story we're going to see play out, in my opinion, faster than the technological side.

Rob CopelandHard Fork, 23 oct. 2026 · d’une transcription automatiqueSignaler un problème

AI is not issuing debt in a vacuum. There are other verticals that need to tap financing too. And there is a finite amount, right.

Alexander 'Alty' AltmannOdd Lots, 29 oct. 2026 · d’une transcription automatiqueSignaler un problème

1 citation de plus avec Pro

Growth remains intact

The AI story remains in place, even as the key question becomes whether growth is slowing and whether overinvestment will leave excess capacity.

But at some point in the future, one of the six recession red flags is you find the over investment in every cycle and you focus on that cycle because when demand slows down, there's way too much capacity.

Logan MohtashamiHousingWire Daily, 26 oct. 2026 · d’une transcription automatiqueSignaler un problème

Every economic cycle has an overinvestment. And when that overinvestment fades out, then you have too much supply of that sector, and then you have to lay off people.

Logan MohtashamiHousingWire Daily, 26 oct. 2026 · d’une transcription automatiqueSignaler un problème

1 citation de plus avec Pro

Do digital assets offer useful financial infrastructure or mainly speculative narratives?

Build on-chain markets

As spot markets move on-chain, oracle information could be derived from on-chain properties rather than published separately.

This will change in the future because I think as spot markets move onto hyperliquid, you can imagine a system where the Oracle is actually no longer published, but rather derived from onchain properties.

Jeff YanOdd Lots, 15 oct. 2026 · d’une transcription automatiqueSignaler un problème

Separate token from product

A token can be mistaken for the product, and some tokens lack demonstrated demand beyond speculation or narrative.

But like, yeah, like, it's, it's tough and tokenomics are not easy. There's a lot of stakeholders, there's a lot of times people mistake the token for the product.

Jason PagoulatosUnchained, 23 oct. 2026 · d’une transcription automatiqueSignaler un problème

And a lot of times the tokens that we attach to things. It's just like a speculative Ponzi or something that hasn't demonstrated demand. And it's mostly just a narrative or whatever. Right. A lot of that has been what crypto is.

Jason PagoulatosUnchained, 23 oct. 2026 · d’une transcription automatiqueSignaler un problème

Finance et banque

Émotions

Ce qu’ont compté des enquêtes publiées en interrogeant les gens du domaine et de son entourage.

US employees in technology, finance and professional services (Gallup Panel)Use AI daily in their role
  1. Technology42 %
  2. Finance27 %
  3. Professional services22 %

Pouls

Pouls : ce que disent les lecteurs

Des lecteurs qui ont répondu, pas un échantillon représentatif.

Finance et banque · Mastodon · Bluesky

Ce que les gens partagent

Les liens qui circulent et la part des publications sur le domaine cette semaine, comptés sur Mastodon et Bluesky.

Les plus partagés cette semaine

  1. 1
  2. 2
    Bulle de l’IA : le troisième avertissement des marchés

    Mediapart · 30 comptes l’ont partagé · en tendance depuis 2 jours

Liens : les plus partagés sur des serveurs Mastodon, classés par un modèle d’IA. Publications : un échantillon aléatoire de Bluesky, classé par un modèle d’IA.

Finance et banque

Direction

AI finance is heading toward automated analysis and proactive agents, while deterministic controls and human review retain authority over money movement and system changes.

So the role of AI at ARCA is not to replace the advisor, it is to replace all of the work around the advisor. So our clients don't really interface with AI directly.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

The analysis part is fully automated, but they're unable to actually execute any sort of money movement or liquidation automatically. We have a very deep integration with our custodian that actually gives us APIs to be able to do that.

Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

Finance et banque

Objectifs et visions

Prévisions et visions, avec la date où elles ont été dites et celle où l’on pourra les vérifier.

  1. Ouvertein the future

    This will change in the future because I think as spot markets move onto hyperliquid, you can imagine a system where the Oracle is actually no longer published, but rather derived from onchain properties.

    Jeff YanOdd Lots, 15 oct. 2026 · d’une transcription automatiqueSignaler un problème
  2. Ouvertein the next five yearsÀ vérifier le 31 mars 2031

    Private markets to insurance, private markets to wealth, digital assets, and active ETFs—we think these can all be $500 million revenue generators in the next five years.

    Larry FinkChairman and CEO, BlackRockBlackRock annual chairman's letter to investors, 23 mars 2026Signaler un problème
  3. Ouvertefaster than the technological side

    They're a proxy for a certain part of the market at large. The financial aspect of this story we're going to see play out, in my opinion, faster than the technological side.

    Rob CopelandHard Fork, 23 oct. 2026 · d’une transcription automatiqueSignaler un problème

40 de plus dans le suivi des prévisions Pro

Finance et banque

Confusions

Des idées répandues, et ce que montrent les sources.

On dit souvent

AI is insulated from higher interest rates.

Ce que montrent les sources

The cited view challenges that framing: AI borrowing competes with other sectors for finite financing, and its financing assumptions can change.

And there was this almost universal view that. And you guys would have heard it as well, AI was immune to higher interest rates.

Alexander 'Alty' AltmannOdd Lots, 29 oct. 2026 · d’une transcription automatiqueSignaler un problème

On dit souvent

A token is the product.

Ce que montrent les sources

The cited account distinguishes tokens from the products they are attached to and says some have not shown demand beyond speculation or narrative.

But like, yeah, like, it's, it's tough and tokenomics are not easy. There's a lot of stakeholders, there's a lot of times people mistake the token for the product.

Jason PagoulatosUnchained, 23 oct. 2026 · d’une transcription automatiqueSignaler un problème

Finance et banque

Une longueur d’avance

Ce que disent faire aujourd’hui ceux qui ont une longueur d’avance.

  1. Automate analysis while preventing agents from executing money movement or liquidation.

    The analysis part is fully automated, but they're unable to actually execute any sort of money movement or liquidation automatically. We have a very deep integration with our custodian that actually gives us APIs to be able to do that.

    Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème
  2. Use deterministic safety restrictions and create a change log for every agent action.

    Yeah, so all of our safety restrictions are fully deterministic and they take the decision making off the agent's hands.

    Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème
  3. Keep a human engineer in the loop before shipping prompt changes.

    Today we still have a human, like a human engineer in the loop before we actually ship a prompt change. I've noticed that agents will make really nasty prompt changes if you leave them to it.

    Aman SinghLatent Space: The AI Engineer Podcast, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème
  4. Practice in advance for disruptions involving stablecoins.

    So what I'd say is that when I was running USDC at Coinbase, we and the Circle team literally practiced for moments like this.

    Nemil DalalUnchained, 31 oct. 2026 · d’une transcription automatiqueSignaler un problème

Finance et banque

Sujets et secteurs

Là où ce domaine rejoint d’autres sujets, métiers et secteurs.

Semaine 44 de 2026 · 40 personnes citées

Finance et banque

Discussion

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